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  • Selling Your Family Home and Moving to a 55+ Community in Montgomery County, Maryland
    Active Senior Living

    Selling Your Family Home and Moving to a 55+ Community in Montgomery County, Maryland

    ByCharles Chapman October 23, 2026October 23, 2026

    Thinking of selling your family home and moving to a 55+ community in Montgomery County, Maryland? Here is a step-by-step plan from local senior real estate specialists.

    Read More Selling Your Family Home and Moving to a 55+ Community in Montgomery County, MarylandContinue

  • Seniors deciding on a 55+ community together
    Active Senior Living

    55+ Community Due Diligence Guide: Questions to Ask Before You Move

    ByCharles Chapman October 22, 2026October 22, 2026

    Moving to a 55+ community can be an exciting change. It also comes with more rules than most buyers expect. Before you sign anything, use this due diligence guide to get a clear picture of what the community expects of you and what you can expect in return. Is Your 55+ Community Legal? Here is…

    Read More 55+ Community Due Diligence Guide: Questions to Ask Before You MoveContinue

  • Why Inspect A Brand New Home?
    The New Home Market

    Why Inspect A Brand New Home?

    ByCharles Chapman October 22, 2026October 22, 2026

    A new home inspection catches problems before the walls close. See which inspections to schedule on new construction in Maryland, and when.

    Read More Why Inspect A Brand New Home?Continue

  • What Are the Different Ways to Hold Title, and Which Is Right for Me?
    Ask The Settlement Attorney

    What Are the Different Ways to Hold Title, and Which Is Right for Me?

    ByCecelia Adams, Esq. October 21, 2026October 22, 2026

    How you “hold title” means how your name (or names) appear on the deed, and it matters more than many buyers realize. It affects who owns what share of the property, what happens if an owner passes away, and in some cases how the property is protected from creditors. You’ll usually be asked to decide…

    Read More What Are the Different Ways to Hold Title, and Which Is Right for Me?Continue

  • Do I Need Title Insurance? Is It Worth the Cost?
    Ask The Settlement Attorney

    Do I Need Title Insurance? Is It Worth the Cost?

    ByCecelia Adams, Esq. October 15, 2026October 22, 2026

    When you buy a home, you’re buying more than the house itself. You’re also buying the legal right to own it, which is called “title.” Before closing, a title company searches public records to make sure the seller actually has the right to sell, and that there are no unpaid liens, judgments, or other claims…

    Read More Do I Need Title Insurance? Is It Worth the Cost?Continue

  • A couple gazes at a glowing crystal ball on a table.
    Market Reports | Real Estate Insights

    Part 3: A Sideways Market — Is Waiting Really the Best Move?

    ByCharles Chapman October 13, 2026October 22, 2026

    In a sideways market, prices move little and both buyers and sellers are tempted to wait. What the spring 2027 outlook means for buyers and sellers, and whether waiting is really the best move.

    Read More Part 3: A Sideways Market — Is Waiting Really the Best Move?Continue

  • A businesswoman in an office gazes at a crystal ball.
    Market Reports | Real Estate Insights

    Part 2: Why Close-In Neighborhoods Like Bethesda Hold Their Value When the Market Slows

    ByCharles Chapman October 13, 2026October 22, 2026

    When the housing market slows, it does not fall evenly. Why close-in Montgomery County neighborhoods like Bethesda have historically held their value better than outlying areas.

    Read More Part 2: Why Close-In Neighborhoods Like Bethesda Hold Their Value When the Market SlowsContinue

  • A businessman in a suit gazes into a crystal ball on his desk, as if forecasting the housing market.
    Market Reports | Real Estate Insights

    Part 1: The Weather Forecaster’s Trick — Why Tomorrow’s Market Will Probably Look a Lot Like Today’s

    ByCharles Chapman October 13, 2026October 22, 2026

    Weather forecasters use a persistence forecast: predict that tomorrow will look like today. Applied to Montgomery County real estate, it points to slower sales, longer market times and roughly flat prices.

    Read More Part 1: The Weather Forecaster’s Trick — Why Tomorrow’s Market Will Probably Look a Lot Like Today’sContinue

  • Home Inspections in Maryland, Part 1: What Each Inspection on the Contract Addendum Covers
    Buying | Real Estate Insights

    Home Inspections in Maryland, Part 1: What Each Inspection on the Contract Addendum Covers

    ByCharles Chapman October 10, 2026October 22, 2026

    The first in a series on how home inspections work. A plain-English guide to the seven inspections on the Maryland contract addendum, and what to do when the inspector says to call a structural engineer.

    Read More Home Inspections in Maryland, Part 1: What Each Inspection on the Contract Addendum CoversContinue

  • Smiling senior couple looking at a tablet together
    Active Senior Living

    A Handy List of Useful Senior Websites (Plus Montgomery County Resources)

    ByCharles Chapman October 2, 2026October 22, 2026

    Seven trusted websites for health, money, learning, staying connected and senior housing, hand-picked by Seniors Real Estate Specialists Charlie Chapman and Debbie Browne, plus four Montgomery County, Maryland resources for older adults.

    Read More A Handy List of Useful Senior Websites (Plus Montgomery County Resources)Continue

  • New home under construction in Montgomery County, Maryland, with wood framing and sheathing against a blue sky
    The New Home Market

    20 Years of New Home Price Appreciation in Montgomery County

    ByCharles Chapman September 29, 2026October 7, 2026

    When you buy a new home, how long do you envision living there? Five years? Ten? Twenty? A lifetime? All the memories that fill up a house happen there. But a new home is also something else: an investment. So how does that investment actually perform over time? This report looks at the price appreciation…

    Read More 20 Years of New Home Price Appreciation in Montgomery CountyContinue

  • Feet in white sneakers resting out a car window on a summer road trip
    Real Estate Insights

    Simplifying the Market – KCM

    ByCharles Chapman September 28, 2026October 22, 2026

    Read More Simplifying the Market – KCMContinue

  • Laptop, tablet, smartphone and coffee on a wooden desk, used for comparing mortgage rates online
    Buying

    The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.

    ByCharles Chapman September 28, 2026October 7, 2026

    You may have seen the headlines saying mortgage rates have climbed to the highest point since January 2025. And if that’s left you reluctant to buy a home, here’s what you need to remember…  That’s not necessarily the number you’d get.  It’s a common misconception that the rate you see in the headlines is the…

    Read More The Mortgage Rate You See Online Isn’t Necessarily the One You’d Get.Continue

  • Large white Montgomery County home with a landscaped backyard and patio in early fall
    Buying | Selling

    Why So Many Sellers Are Cutting Their Price Right Now

    ByCharles Chapman September 24, 2026October 7, 2026

    Price cuts are turning up everywhere right now, and they read very differently depending on which side of the deal you’re on. Sellers tend to worry a cut means walking away with less than they hoped. Sometimes that’s true, but more often it just means the market moved faster than the listing did. Buyers, for…

    Read More Why So Many Sellers Are Cutting Their Price Right NowContinue

  • Map of Montgomery County, Maryland showing home price appreciation by town since 2016
    Buying | Selling

    Montgomery County Town-by-Town Price Appreciation

    ByCharles Chapman September 24, 2026October 22, 2026

    In our first three reports we looked at how detached homes, townhouses, and condominiums across Montgomery County have appreciated since 2016 — not by the average sale price, which shifts with whatever mix of homes happens to sell, but by tracking the same home selling more than once. The countywide answer was about 59% for…

    Read More Montgomery County Town-by-Town Price AppreciationContinue

  • Older woman sorting clothes into boxes while decluttering a closet before downsizing
    Montgomery County Living

    Your Complete Guide to Downsizing & Decluttering in Montgomery County

    ByCharles Chapman September 19, 2026October 7, 2026

    Tips, donation resources, consignment options, and haul-away services for downsizing and decluttering in Montgomery County, MD.

    Read More Your Complete Guide to Downsizing & Decluttering in Montgomery CountyContinue

  • Real estate agent meeting with a couple in a cozy living room to plan a fall home sale
    Selling

    Selling This Fall? You Want to Get These 4 Things Right.

    ByCharles Chapman September 17, 2026October 7, 2026

    Selling your house this fall is absolutely doable. But there’s something you need to know about this time of year.  Buyer activity typically starts to slow while the number of homes for sale climb – and you need the right strategy to get attention in this type of market. The good news? There’s a lot…

    Read More Selling This Fall? You Want to Get These 4 Things Right.Continue

  • Globe sculpture and flags at the entrance of Leisure World of Maryland in Silver Spring
    Active Senior Living

    What’s All This Fuss About the Resale Fee?

    ByCharles Chapman September 17, 2026October 22, 2026

    This is important information if you’re considering a move to Leisure World, or considering selling a Leisure World home. The latest Leisure World News carries an important piece from the Board Chair on the community’s Capital Improvement (resale) fee — its history, why it exists, and the discussion now underway about raising it again. Read…

    Read More What’s All This Fuss About the Resale Fee?Continue

  • Front exterior of a Montgomery County townhouse
    Buying | Selling

    What Has Your Montgomery County Townhouse Really Done Since 2016?

    ByCharles Chapman September 14, 2026October 22, 2026

    We tracked 34,099 Montgomery County townhouse sales from 2016 to September 2026. A typical townhouse has gained about 53%, here is what drove it and what it means for buyers and sellers.

    Read More What Has Your Montgomery County Townhouse Really Done Since 2016?Continue

  • What Has Your Montgomery County Condo Really Done Since 2016? Condominium sales report title graphic
    Buying | Selling

    What Has Your Montgomery County Condo Really Done Since 2016?

    ByCharles Chapman September 12, 2026October 22, 2026

    Everyone quotes the “average sale price,” but that number rises and falls with which homes happen to sell. This is the third report in our series: first detached homes, then townhouses, and now condominiums. To find out what an individual condo has actually gained, we went back through every closed condominium sale in Montgomery County…

    Read More What Has Your Montgomery County Condo Really Done Since 2016?Continue

  • What Has Your Montgomery County Home Really Done Since 2016?
    Buying | Real Estate Insights | Selling

    What Has Your Montgomery County Home Really Done Since 2016?

    ByCharles Chapman September 10, 2026October 7, 2026

    September 10, 2026 Ten-plus years of detached-home sales, 2016 through September 2026 Everyone quotes the “average sale price,” but that number rises and falls with which homes happen to sell. To find out what an individual house has actually gained, we went back through every closed detached-home sale in Montgomery County from January 2016 through…

    Read More What Has Your Montgomery County Home Really Done Since 2016?Continue

  • Cluttered room filled with boxes, dishes and belongings from a parent's house waiting to be cleaned out
    Real Estate Insights

    Nobody Wants to Talk About Who’ll Clean Out Their Parents’ House… But You Might Want To

    ByCharles Chapman September 7, 2026October 22, 2026

    It’s easy (maybe even necessary) to joke about how much stuff our parents accumulate over the years. For instance, there’s an entire “Millennial Inheritance Community” on Instagram devoted to humorously showcasing the unusual, overwhelming, and sometimes enormous collections people have inherited, or expect to someday. Depending on your family dynamics, you may even tease your…

    Read More Nobody Wants to Talk About Who’ll Clean Out Their Parents’ House… But You Might Want ToContinue

  • Your Student Loans May Not Be Holding You Back From Buying a Home as Much as You Think
    Buying

    Your Student Loans May Not Be Holding You Back From Buying a Home as Much as You Think

    ByCharles Chapman September 4, 2026October 8, 2026

    If you ask younger adults what debt is most likely to stand between them and buying a home, many would probably point to their student loans. It’s easy to understand why. It costs a ton of money to go to college, and many students start their adult lives with a bill they’ll be paying off…

    Read More Your Student Loans May Not Be Holding You Back From Buying a Home as Much as You ThinkContinue

  • How Do Sellers Price Their Homes, and How Much Should You Offer?
    Buying

    How Do Sellers Price Their Homes, and How Much Should You Offer?

    ByCharles Chapman September 4, 2026October 22, 2026

    Homes in Montgomery County fall into four pricing groups. Here is how to tell which group a home is in and how much to offer.

    Read More How Do Sellers Price Their Homes, and How Much Should You Offer?Continue

  • Your Guide to Fall in Montgomery County
    Active Senior Living

    Your Guide to Fall in Montgomery County

    ByCharles Chapman August 5, 2026October 22, 2026

    Brought to you by Charles Chapman & Debbie Browne, The Encore Team at RE/MAX Realty Services Fall 2026 – Ages 55 and Better Montgomery County Recreation has released its Fall 2026 lineup for residents 55 and up — hundreds of classes, clubs, trips and events at nine senior centers across the county. Almost all of…

    Read More Your Guide to Fall in Montgomery CountyContinue

  • Real Estate Insights

    How Much Should Sunlight Really Matter When Buying a House?

    ByDebbie Browne August 4, 2026October 7, 2026

    There’s no question that technology has changed the way people search for homes. Years ago, buyers mostly relied on listing photos, a few short remarks, and eventually seeing the house in person. Today, buyers can explore properties through virtual tours, algorithm-powered estimates, flood maps, walkability scores, noise ratings, school data, commute times, and all sorts…

    Read More How Much Should Sunlight Really Matter When Buying a House?Continue

  • Senior couple reviewing property tax paperwork together at a kitchen table with a laptop
    Active Senior Living

    The Montgomery County Senior’s Guide to Property Tax Relief

    ByCharles Chapman July 28, 2026October 22, 2026

    If you own a home in Montgomery County and you’re 65 or older, there’s a good chance you’re leaving real money on the table every single year. Maryland and Montgomery County offer a layered set of property tax relief programs specifically designed for senior homeowners. Last year alone, the combined county credit averaged $1,381 per…

    Read More The Montgomery County Senior’s Guide to Property Tax ReliefContinue

  • Montgomery County, Maryland house price appreciation graphic with rising dollar signs
    Buying | Selling

    Montgomery County Home Price Appreciation: 2010 to 2025

    ByCharles Chapman July 11, 2026October 7, 2026

    Whether you own a home in Montgomery County, are thinking about selling, or are planning to buy, understanding how the market has moved over the past fifteen years is one of the most useful tools you can have. Price trends tell you whether your equity has grown, whether now is a favorable time to sell,…

    Read More Montgomery County Home Price Appreciation: 2010 to 2025Continue

  • Buying

    First-Time Home Buyer Tips: Mortgage Planning Basics

    ByCharles Chapman April 10, 2026October 7, 2026

    Buying your first home means a lot of new decisions at once — budgeting, mortgages, and a process that can feel unfamiliar. Here’s a quick guide to the basics, and Charlie and Debbie are happy to walk through any of it with you directly. Mortgage Planning Start with a clear plan: set a realistic budget,…

    Read More First-Time Home Buyer Tips: Mortgage Planning BasicsContinue

  • Active Senior Living

    MoCo Active Senior Communities Update – Spring 2026

    ByCharles Chapman April 10, 2026October 7, 2026

    Here is the Spring 2026 Active Senior Communities update for Montgomery County, Maryland. Active Senior Community Home Sales Homes are available now in Montgomery County’s active senior communities. Charlie and Debbie offer regular tours of senior communities and available homes — reach out any time to see the current listings or set up a tour….

    Read More MoCo Active Senior Communities Update – Spring 2026Continue

  • Real Estate Insights

    Paying Rent on Time Can Now Help You Get a Mortgage—Even if Your Landlord Doesn’t Report It to Credit Agencies

    ByDebbie Browne October 17, 2025October 7, 2026

    The debate over whether it’s smarter to rent or buy a home is as old as the housing market itself. The truth is—it depends. The right choice varies by market conditions, location, timing, and your personal situation. But while the short-term answer might shift, the long-term benefits of homeownership remain steady. Owning a home offers:…

    Read More Paying Rent on Time Can Now Help You Get a Mortgage—Even if Your Landlord Doesn’t Report It to Credit AgenciesContinue

Charles Chapman & Debbie Browne · The Encore Team at RE/MAX Realty Services · SRES® Seniors Real Estate Specialists
15245 Shady Grove Road, Suite 100, Rockville, MD 20850 · Office 240-403-0400 · Charles 240-351-8214 · Debbie 240-351-8212 · Charlie@TheEncoreTeam.net
Serving Montgomery County, MD, including Leisure World, Bethesda, Chevy Chase, Kensington, Potomac, Rockville and Silver Spring.
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