Author: Cecelia Adams, Esq.

How you “hold title” means how your name (or names) appear on the deed, and it matters more than many buyers realize. It affects who owns what share of the property, what happens if an owner passes away, and in some cases how the property is protected from creditors. You’ll usually be asked to decide…

When you buy a home, you’re buying more than the house itself. You’re also buying the legal right to own it, which is called “title.” Before closing, a title company searches public records to make sure the seller actually has the right to sell, and that there are no unpaid liens, judgments, or other claims…